Skilled nursing care provided around the clock by a licensed nurse (either a registered
nurse or a licensed practical nurse) or a licensed therapist under direct orders
of a physician.
Occasional nursing and rehabilitative care provided by a medical professional based
on a doctor's orders. Care is provided on an intermittent rather than a continuous
basis — for example physical therapy. Intermediate Care is excluded under Medicare.
Custodial care is care that helps you with Activities of Daily Living such as dressing,
eating, bathing, and using the bathroom. It may also include care that most people
do for themselves such as preparing meals, shopping, housework and laundry, getting
to appointments, paying bills and other money matters, home maintenance, using the
telephone and remembering to take medications. It is important to understand that
most Long-term Care is custodial care and that Medicare generally doesn't pay for
custodial care.
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